I am a student and live on a limited budget

[papijah481]

I am a student and live on a limited budget, sometimes working part-time. It hasn’t gotten to the point of debt yet, but I often find myself “at zero” until the next scholarship. I want to learn how to build financial habits that will help me avoid getting into a long-term financial hole. What habits should I develop from a young age to avoid debt problems in the future?

[radexo8506]

When a friend advised me to keep track of my spending, I just laughed. It seemed like I was already in control. Yeah, “in control,” until I had to borrow until payday again.
Eventually, I sat down, figured it out, and came across a great article: featured.com. And nothing supernatural — just consistency and minimal effort. In just a couple of months, I had a savings account, and my expenses became predictable.
I wholeheartedly recommend it — especially if you want to break out of this “vicious circle” of eternal lack of money.