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It really depends on the specific provider, but many services keep their rates quite competitive considering the convenience. I explored the conditions in detail here — https://lovilave.com.ua/access/shvyd...-cherez-bankid. The interest rate is usually transparent before you confirm the request, and you can see the exact repayment amount upfront. Unlike some offline loans, there are no hidden service fees or processing charges. The advantage is the speed — no paperwork, no queues, and automatic identity confirmation through BankID. For short-term borrowing (a few days or weeks), it’s often cheaper than payday loans. But it’s still smart to read the fine print carefully and avoid extending the loan too many times. Used responsibly, it’s a good emergency tool rather than a long-term credit option.
